Health (Medical) & Life Insurance

ph (320) 978-4444

Life Insurance & Health (Medical)

We represent Blue Cross & Blue Shield of Minnesota and Assurant Health. We offer both individual and group products, including Medicare supplements and RX products for seniors. The plan you choose will determine how much you pay, what benefits you have, which doctors you can see, and other things that are important to you.

If you are paying too much, we can help you review all of the plans available at affordable rates for individuals and families as well as small and large groups.

It's never too late or too early to think about protecting your family's financial future. Our central Minnesota agency has a full menu of life insurance companies and products.

Why do I need life insurance?

Although you may not think about it, your ability to earn income is a significant asset and life insurance helps replace lost income in the event of your premature death. Here are some reasons people buy life insurance.

The death benefit may be used:

To replace income the family would need to maintain their standard of living after the death of a wage earner.
To pay off a mortgage loan and other personal and business debts or to create a rent fund.
To create a fund for children's education.
To pay final expenses, such as funeral costs and taxes.