Please be aware of the following when purchasing this insurance policy or annuity from PrinInsurance:

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1. The insurance products or annuities ARE NOT deposits or other obligations of, or guaranteed by, PRINSBANK.

2. The insurance products or annuities ARE NOT insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States.

3. The insurance products or annuities offered by PRINSINSURANCE are products of the insurance industry.

4. The insurance products or annuities offered by PRINSINSURANCE may go down in value or incur surrender charges.